Mauie Flores

We all know that having a health insurance is a big help especially during times of sickness. Buying a health insurance nowadays does not only require one to have the money to purchase one. A health insurance buyer should also understand the different types of health insurance. For instance, a short term health insurance is different from a long term health insurance.

Both types of health insurances offer medical coverage should the plan holder gets sick. The only difference between these two is the period of coverage. Long term health insurance plans usually cost more but can cover a plan holder up to the time of death. Short term health insurance plans cover a plan holder from 6 to 12 months and costs less.

Most insurance buyers nowadays prefer to avail a short term health insurance because it gives them more flexibility. For example, a person who is in between jobs can avail of a short term life insurance so he can be covered while there is no company yet to give him full medical benefits.

Ask your insurance agent about short term life insurance plans for more information. Meanwhile, North Carolina residents can inquire about NC short term health insurance plans from Blue Cross and Blue Shield of North Carolina.