Mauie Flores

Have you ever been turned down by a life insurance agency? Then, guaranteed issue life insurance is for you. Guaranteed life insurance is perfect for people who cannot apply for the usual life insurance. Usually, what these insurers ask is your age. There are no medical documents asked whatsoever (except if you're living in a medical facility).

However, guaranteed issue life insurance is more expensive than the usual life insurance. I read that it can go as high as five times than the usual life insurance. Also, you may not get the full insurance benefit should you die within two years after buying the insurance. You only get to refund the amount that you paid.

Still, it's still good to know that we have an option when it comes to life insurance, right?

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